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Cash Float Management

Status: Not Started
Priority: Low
Last Updated: 2026-05-29
Contributors Welcome: Yes

What We Don’t Know

How do merchants manage cash inventory when validating covenants? Do they maintain dedicated float, use till cash, or restock dynamically?

Why It Matters

Merchant cash management affects:

Current Hypothesis

Merchants use existing till cash for small transactions (<€100 equivalent) and maintain separate float for larger amounts.

Investigation Method

  1. Interview merchants about current cash management
  2. Survey about willingness to maintain dedicated float
  3. Model cash flow at various transaction volumes
  4. Observe actual practices in Phase 0

Success Criterion

Documented merchant cash management strategies with measured maximum transaction sizes and restocking frequency.

Phase 0 Trial Integration

Track transaction sizes, merchant cash availability, and any “out of cash” incidents.

Contributor Guidance

Skills needed: Merchant operations research
Estimated effort: 2-4 hours
How to start: Interview small shop owners about cash handling

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